Who is this for?
First-time home buyers comparing options, real estate investors calculating ROI, tenants deciding whether to rent or buy, and property dealers estimating transaction costs.
🏦 Mortgage / Home Loan EMI Popular
Mortgage Breakdown
-
Loan Amount
-
Monthly EMI
-
Total Interest
-
Total Cost
Example
₹50L property with 20% down = ₹40L loan at 8.5% for 20 years. EMI: ~₹34,713/month. Total interest: ~₹43.3L. Increasing down payment to 30% saves ~₹10.8L in interest.
🔄 Rent vs Buy Analyzer Essential
10-Year Comparison
-
Total Rent Paid
-
Total Buy Cost
-
Property Value (10yr)
-
Verdict
Rule of Thumb
If annual rent is less than 3% of property price, renting is usually better. If you plan to stay 7+ years, buying often wins due to appreciation and equity building.
📈 Property ROI Calculator
Investment Returns
-
Total Investment
-
Net Profit
-
Total ROI
-
Annualized ROI
Example
Bought at ₹40L, sold at ₹65L after 5 years with ₹6L rental income. After ₹5L in costs/taxes: Net profit = ₹26L, ROI = 57.8%, Annualized = ~9.6%.
📐 Area Unit Converter
Converted Values
-
Square Feet
-
Square Meters
-
Square Yards
-
Acres
-
Hectares
-
Guntas
Quick Reference
1 Acre = 43,560 sq ft = 4,047 sq m. 1 Hectare = 2.47 Acres. 1 Gunta = 1,089 sq ft. 1 Cent = 435.6 sq ft. 1 Bigha (varies by state) ~ 17,424 sq ft.
📜 Stamp Duty & Registration Calculator
Registration Costs
-
Stamp Duty
-
Registration Fee
-
Total Cost
-
% of Property
Example
₹50L property in Maharashtra: Stamp duty 6% (₹3L) + Registration 1% (₹50K) = ₹3.5L total. Women buyers get 1% concession in some states.